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Word power

Business & finance vocabulary

Words for business & finance, each with its meaning in English and Hindi, how to say it, a sentence that shows it in use, and what to say instead or the opposite.

Words
44

accredit

/uh-KRED-it/

To officially recognise someone or something as meeting a standard.

मान्यता देना; मानक पर खरा उतरने का आधिकारिक प्रमाण देना

“The institute was accredited by the national council.”

Synonyms: certify, authorize, approve, license

Antonyms: disqualify, reject, decertify, revoke

adjudicate

/uh-JOO-di-kayt/

To make a formal judgement on a disputed matter.

न्यायनिर्णय करना; विवाद पर औपचारिक फ़ैसला देना

“An external panel will adjudicate the contract dispute.”

Synonyms: judge, arbitrate, decide, rule

Antonyms: abstain, defer, evade, dodge

amend

/uh-MEND/

To make changes to a document, law or plan to improve it.

संशोधन करना; सुधार के लिए दस्तावेज़ या योजना बदलना

“Legal amended the clause before signing.”

Synonyms: revise, modify, alter, rectify

Antonyms: preserve, worsen, keep, maintain

audit

/AW-dit/

An official, systematic examination of accounts or processes.

लेखा-परीक्षा; खातों या प्रक्रियाओं की व्यवस्थित जाँच

“The annual audit found no material issues.”

Synonyms: inspection, review, examination, scrutiny

Antonyms: neglect, disregard, omission, inattention

authorize

/AW-thuh-ryz/

To give official permission or approval for something.

अधिकृत करना; आधिकारिक अनुमति देना

“Only the director can authorize spend above the limit.”

Synonyms: approve, sanction, permit, endorse

Antonyms: forbid, prohibit, veto, ban

compliance

/kuhm-PLY-uhns/

The act of following rules, regulations or agreed standards.

अनुपालन; नियमों और मानकों का पालन

“Compliance signed off on the data retention policy.”

Synonyms: adherence, conformity, observance, obedience

Antonyms: violation, breach, defiance, noncompliance

disclose

/dis-KLOHZ/

To make information known, especially officially.

प्रकट करना; आधिकारिक रूप से जानकारी सार्वजनिक करना

“Directors must disclose any conflict of interest.”

Synonyms: reveal, divulge, declare, publish

Antonyms: conceal, withhold, hide, suppress

diversify

/di-VUR-si-fy/

To widen the range of products, markets or investments.

विविधीकरण करना; उत्पाद, बाज़ार या निवेश का दायरा बढ़ाना

“The firm diversified into consulting.”

Synonyms: broaden, expand, vary, branch

Antonyms: narrow, specialize, concentrate, restrict

due-diligence

/DOO-dil-i-juhns/

Careful investigation carried out before a deal or decision.

सम्यक् जाँच-पड़ताल; सौदे से पहले की गई सावधान जाँच

“Our due-diligence surfaced two pending lawsuits.”

Synonyms: investigation, scrutiny, research, vetting

Antonyms: negligence, carelessness, haste, recklessness

equity

/EK-wi-tee/

Fairness and impartial treatment; also ownership value in a company.

समता; निष्पक्ष व्यवहार अथवा कंपनी में स्वामित्व-मूल्य

“Pay equity is reviewed every year.”

Synonyms: fairness, justice, impartiality, parity

Antonyms: inequity, bias, partiality, injustice

forecast

/FOR-kast/

To predict a future trend or amount based on current data.

पूर्वानुमान लगाना; आँकड़ों से भविष्य का अंदाज़ा करना

“Finance forecast a flat quarter.”

Synonyms: predict, project, estimate, anticipate

Antonyms: hindsight, retrospect, recollection, review

headwind

/HED-wind/

A force or factor that slows progress.

प्रतिकूल कारक; प्रगति को धीमा करने वाली बाधा

“Rising rates are a headwind for growth.”

Synonyms: obstacle, hindrance, setback, drag

Antonyms: tailwind, boost, advantage, impetus

liability

/ly-uh-BIL-i-tee/

A legal responsibility, or a thing that causes disadvantage.

देयता; क़ानूनी दायित्व अथवा नुक़सान पहुँचाने वाली चीज़

“The old contract is now a liability.”

Synonyms: responsibility, obligation, burden, drawback

Antonyms: asset, advantage, benefit, immunity

liquidate

/LIK-wi-dayt/

To convert assets into cash, or to close down a business.

परिसमापन करना; संपत्ति को नक़दी में बदलना या कारोबार बंद करना

“The fund liquidated its property holdings.”

Synonyms: sell, convert, dissolve, realize

Antonyms: acquire, buy, retain, invest

merger

/MUR-jur/

The combining of two companies into one.

विलय; दो कंपनियों का एक हो जाना

“The merger doubled our market share.”

Synonyms: amalgamation, union, consolidation, combination

Antonyms: demerger, split, separation, divestment

outlay

/OWT-lay/

An amount of money spent on something.

व्यय; किसी चीज़ पर लगाई गई राशि

“The initial outlay pays back in a year.”

Synonyms: expenditure, spending, cost, investment

Antonyms: income, revenue, earnings, receipts

outsource

/OWT-sorss/

To contract work out to an external supplier.

बाह्य स्रोत से कराना; काम किसी बाहरी आपूर्तिकर्ता को देना

“We outsource payroll to a specialist firm.”

Synonyms: subcontract, delegate, offshore, contract

Antonyms: insource, retain, internalize, centralize

oversight

/OH-vur-syt/

Responsible supervision; also an unintentional failure to notice.

पर्यवेक्षण; ज़िम्मेदार निगरानी अथवा अनजाने में हुई चूक

“The board has oversight of all major spending.”

Synonyms: supervision, control, management, surveillance

Antonyms: neglect, laxity, disregard, inattention

prospective

/pruh-SPEK-tiv/

Expected or likely to happen or become in the future.

भावी; भविष्य में होने या बनने की संभावना वाला

“We met three prospective clients this week.”

Synonyms: potential, likely, future, possible

Antonyms: past, former, unlikely, improbable

quantify

/KWON-ti-fy/

To express or measure the quantity of something.

परिमाणित करना; मात्रा को मापकर व्यक्त करना

“Can you quantify the impact of the outage?”

Synonyms: measure, calculate, gauge, assess

Antonyms: guess, generalize, speculate, ignore

rationalize

/RASH-uh-nuh-lyz/

To reorganize a process to make it more efficient, or to justify with reasons.

युक्तिसंगत बनाना; प्रक्रिया को कुशल करना या कारणों से उचित ठहराना

“The firm rationalized its product line.”

Synonyms: streamline, simplify, reorganize, justify

Antonyms: complicate, expand, disorganize, bloat

redundant

/ri-DUHN-duhnt/

No longer needed or useful; superfluous.

अनावश्यक; अब ज़रूरत न रहा

“The old report is now redundant.”

Synonyms: superfluous, unnecessary, surplus, obsolete

Antonyms: necessary, essential, required, indispensable

reimburse

/ree-im-BURSS/

To repay a person who has spent money on one's behalf.

प्रतिपूर्ति करना; खर्च की गई राशि लौटाना

“Travel costs are reimbursed within a week.”

Synonyms: repay, refund, compensate, recompense

Antonyms: charge, withhold, deduct, fine

renege

/ri-NEG/

To go back on a promise or an agreement.

वचन से मुकरना; समझौते से पीछे हट जाना

“The supplier reneged on the discount.”

Synonyms: default, backtrack, retract, withdraw

Antonyms: honour, keep, fulfil, uphold

restructure

/ree-STRUHK-chur/

To organize a company or system in a different way.

पुनर्गठन करना; संगठन को नए ढंग से व्यवस्थित करना

“The division was restructured into two units.”

Synonyms: reorganize, reshape, rearrange, overhaul

Antonyms: maintain, preserve, retain, conserve

retain

/ri-TAYN/

To continue to have or keep something or someone.

बनाए रखना; किसी चीज़ या व्यक्ति को अपने पास रखना

“We must retain our best engineers.”

Synonyms: keep, hold, preserve, maintain

Antonyms: lose, release, relinquish, discard

revenue

/REV-uh-nyoo/

Income generated by a business from its activities.

राजस्व; कारोबार से होने वाली आय

“Revenue grew eighteen percent year on year.”

Synonyms: income, earnings, proceeds, takings

Antonyms: expenditure, cost, outlay, loss

scalable

/SKAY-luh-buhl/

Able to grow in size or volume without losing effectiveness.

मापनीय विस्तार-योग्य; प्रभावशीलता खोए बिना बढ़ सकने वाला

“We need a scalable model before we hire.”

Synonyms: expandable, extensible, adaptable, flexible

Antonyms: limited, fixed, rigid, restricted

stagnate

/STAG-nayt/

To stop developing or making progress.

ठहर जाना; विकास और प्रगति रुक जाना

“Revenue stagnated for two years.”

Synonyms: stall, languish, plateau, idle

Antonyms: grow, thrive, flourish, progress

stakeholder

/STAYK-hohl-dur/

A person or group with an interest in a project or business.

हितधारक; परियोजना या व्यवसाय में हित रखने वाला

“Brief every stakeholder before the launch.”

Synonyms: participant, investor, partner, party

Antonyms: outsider, bystander, onlooker, stranger

synergy

/SIN-ur-jee/

Combined effort that produces more than the parts could separately.

सहक्रिया; मिलकर किया गया प्रयास जो अलग-अलग से अधिक फल दे

“The merger promised real synergy.”

Synonyms: cooperation, collaboration, teamwork, union

Antonyms: friction, discord, conflict, antagonism

tabulate

/TAB-yuh-layt/

To arrange data in columns or tables.

सारणीबद्ध करना; आँकड़ों को तालिका में रखना

“Please tabulate the survey results.”

Synonyms: chart, list, catalogue, systematize

Antonyms: jumble, scatter, disorganize, muddle

tailwind

/TAYL-wind/

A factor that helps progress or growth along.

अनुकूल कारक; प्रगति को आगे बढ़ाने वाली सहायक शक्ति

“Low interest rates were a tailwind for the sector.”

Synonyms: boost, advantage, impetus, lift

Antonyms: headwind, obstacle, hindrance, drag

turnaround

/TURN-uh-rownd/

An abrupt change that results in improved performance.

कायापलट; प्रदर्शन में अचानक आया सुधार

“The new CEO led a remarkable turnaround.”

Synonyms: recovery, revival, rebound, upturn

Antonyms: decline, slump, deterioration, downturn

unprecedented

/uhn-PRES-i-den-tid/

Never done or known before.

अभूतपूर्व; जो पहले कभी न हुआ हो

“Demand hit unprecedented levels.”

Synonyms: unparalleled, unmatched, novel, extraordinary

Antonyms: common, usual, routine, familiar

vendor

/VEN-dur/

A company or person offering something for sale.

विक्रेता; वस्तु या सेवा बेचने वाली कंपनी या व्यक्ति

“We shortlisted three vendors for the CRM.”

Synonyms: supplier, seller, provider, merchant

Antonyms: customer, buyer, purchaser, client

venture

/VEN-chur/

A risky or daring business undertaking.

उद्यम; जोखिम भरा व्यावसायिक प्रयास

“The joint venture launched in Singapore.”

Synonyms: enterprise, undertaking, project, initiative

Antonyms: retreat, withdrawal, inaction, hesitation

proviso

/pruh-VY-zoh/

A condition attached to an agreement before it takes effect.

शर्त; समझौते के साथ जुड़ी पूर्वशर्त

“They signed with the proviso that the pilot could be cancelled at ninety days.”

Synonyms: stipulation, condition, caveat, clause

Antonyms: guarantee, assurance, concession, waiver

amalgamate

/uh-MAL-guh-mayt/

To combine separate things into one unified whole.

विलय करना; अलग-अलग इकाइयों को मिलाकर एक करना

“The two societies amalgamated into a single association in 1974.”

Synonyms: merge, fuse, unite, coalesce

Antonyms: separate, divide, dissolve, split

remunerate

/ri-MYOO-nuh-rayt/

To pay someone for work or services rendered.

पारिश्रमिक देना; कार्य या सेवा के बदले भुगतान करना

“The firm does not remunerate overtime, which is why nobody stays late.”

Synonyms: compensate, reimburse, recompense, pay

Antonyms: charge, penalise, withhold, fine

arbitrage

/AR-bi-trahzh/

Profiting from a price difference between two markets.

मध्यस्थता-लाभ; दो बाज़ारों के मूल्य-अंतर से कमाया गया मुनाफ़ा

“The arbitrage vanished the moment both exchanges published live prices.”

Synonyms: hedging, speculation, trading gain, margin

Antonyms: loss, deficit, shortfall, write-off

endorsement

/en-DORSS-muhnt/

Public support given to a person, product or policy.

समर्थन; किसी व्यक्ति, उत्पाद या नीति का सार्वजनिक अनुमोदन

“The endorsement cost more than the campaign it was meant to carry.”

Synonyms: backing, approval, sanction, ratification

Antonyms: condemnation, denunciation, veto, disapproval

mantle

/MAN-tuhl/

A role and its responsibilities, passed from one holder to the next.

दायित्व; एक से दूसरे को सौंपी जाने वाली भूमिका और ज़िम्मेदारी

“She took up the mantle of chief architect without any change in title.”

Synonyms: role, responsibility, office, charge

Antonyms: abdication, resignation, release, discharge

junk

/JUHNGK/

Worthless material, or to discard something as worthless.

कबाड़; बेकार सामग्री अथवा उसे रद्दी मानकर फेंक देना

“We should junk the legacy exporter rather than port it again.”

Synonyms: scrap, rubbish, discard, jettison

Antonyms: treasure, keep, preserve, retain

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